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贷款、赠款 & 其他援助

Thomas College’s investment in you doesn’t stop at our funding, we also invest in your financial knowledge. 在做出正确的投资决定时，你应该做好准备. Finding funding beyond that offered in your financial aid award is not always easy. Let us help you make the first step in that journey.

首页 > 招生 & 援助 > 金融援助 > 贷款 & 奖助金

A private 大学 education represents a significant investment, and students are always searching for the most affordable 大学s. 我们的就业保障计划是我们与你们合作的一部分——我们承诺帮助控制大学费用, and we guarantee that you’ll find a job in your field within 90 days of graduation. At a time when nearly 60% of public 大学 students take six years to 研究生, Thomas gives you a head start on your career.

学生和他们的家庭可能有资格获得不同的贷款选择，以帮助管理成本，并允许分期偿还. 我们令人尊敬的四年毕业率有助于确保你按时毕业，没有惊喜, and our Guaranteed Job Program™ gives you a real advantage—you can bank on it.

贷款

Federal Direct Subsidized Loan

Students may qualify for these loans based on the need determined by their FAFSA 网上网赌平台. 在学生在校期间，政府可以补贴全部或部分贷款利息, 也取决于需要. 学生每年有资格获得更多的贷款金额，他们继续在网上网赌平台, 从5美元,500 to $7,500. This loan is based on federal eligibility. 利息开始增加, 在学生毕业或至少休学半年后开始还款.

联邦直接附加贷款

研究生 students and parents of under研究生 students can apply for this 加上贷款 to help pay for expenses not covered by other financial aid. 无论借款人是否有资格获得基于需求的经济援助，都可以获得这笔贷款, and borrowers must pass a credit check. 的 interst rate is variable but cannot exceed none percent.

For all questions on federal loans, please visit studentaid.gov/understand-aid/types/loans.

Federal Direct Unsubsidized Loan

相关的本科, 研究生, 没有资格获得联邦直接贷款补贴的专业学生也可以获得这项贷款. Annual amounts and interest rates are the same as a subsidized loan. 有资格获得联邦直接贷款补贴的受抚养本科生有资格获得额外的2美元,每年000.

申请额外的无补贴联邦直接贷款资金必须提交给学生金融服务执行主任.

Independent and dependent under研究生 students, whose parents do not qualify for a 加上贷款, 可能会收到6美元,000 in their freshman and sophomore year; $7,000 in their junior and senior year, 不超过34美元,500.

研究生 students may receive up to $20,500. 利息开始增加 immediately; the student has the option of paying the interest while in school or deferring until repayment on the principal begins. 在学生毕业或中途休学六个月后开始偿还本金.

另类教育贷款

No-need loans are available for families with little or no financial need. 这些贷款可能是由那些已经用尽联邦直接贷款和附加贷款选项的家庭获得的. 它们主要基于申请人和共同申请人的信用价值. Interest payments can be made during enrollment, while deferring the principal until after graduation. For more 网上网赌平台, contact the Student Financial 服务 Office.

*学生从11月开始获得经济援助奖励，他们可以选择接受或拒绝全部或部分提供的贷款. 拒绝贷款并不意味着它将被助学金或奖学金基金所取代.

网上网赌平台接受所有的替代贷款，并鼓励借款人自己做研究, 因为借款人可以找到提供更好的福利或利率的贷款人.

显示的贷款人是根据网上网赌平台以前的历史选择的，包括为学院和学生提供的客户服务, 有竞争力的利率, additional borrower 好处, 易于网上正规网赌平台.

奖助金

联邦佩尔助学金

佩尔助学金由联邦政府颁发给有极端经济需要的学生.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Students who show financial need are eligible to receive a supplemental grant. This award can range from $200 to $4,000 per year.

缅因州拨款计划

缅因州居民和在授予学位的高等私立大学就读的学生可能有资格获得缅因州资助计划的资助. Students must demonstrate financial need each year and submit a FAFSA 5月1日前.

除了, students attending Thomas College who are residents of Massachusetts, 佛蒙特州, and Rhode Island may also receive funds from their State grant programs.

其他援助

联邦工作研究

网上网赌平台录取 联邦半工半读的 to those students who may qualify. We have over 100 different positions for students to chose from!

勤工俭学是一种赚钱支付大学费用的好方法，同时还能专注于学业，享受全面的大学生活. Students at Thomas earn $1,200 or more a term through 工作-study.

Don’t see 工作-study offered on your financial aid award? 别担心, 你还是有资格的, 我们的学生金融服务办公室很乐意和你谈谈这个很棒的项目. 今天就给我们发邮件!

Maine Educational Opportunity Tax Credit

缅因州机会为缅因州大学毕业并居住的个人建立了教育机会税收抵免计划(EOTC), 工作, 并在缅因州纳税.

EOTC计划为缅因州居民提供税收优惠，这些居民已经偿还了在缅因州认可的学院或大学获得的合格学生贷款. If you 研究生d from a Maine 大学, 在缅因州生活和工作, 你可能有资格通过税收抵免偿还教育贷款.

在提出申索时，个人必须符合下列准则，才符合资格:

的 individual is a Maine resident and taxpayer
本科期间, the individual lived in Maine (on-campus housing qualifies), except during periods not attending classes, 或者在缅因州以外的地方进行学术工作(留学和转学项目)是合理的。
的 individual 工作s at least part-time (16 hours a week) in Maine
2007年之后获得缅因州社区学院的副学士或学士学位, 大学, or university; and/or
2015年后获得缅因州认可的学院或大学的研究生学位
Paid eligible loan payments directly to the lender

额外的资源:

Opportunity Maine – Tax Credit for Student 贷款

Educational Opportunity Tax Credit FAQ | Maine Revenue 服务

Educational Opportunity Tax Credit | Maine Revenue 服务

退伍军人的福利

If you have served our nation through military service, 你已经明白在个人生活和职业生涯中为成功做准备意味着什么. 网上网赌平台坚定地致力于提供资源和退伍军人教育福利，这样你就可以连接到你需要在大学和职业生涯中茁壮成长的项目和机会.

参加网上网赌平台的有资格获得VA教育福利的学生可能有资格获得GI法案®教育援助的以下章节之一:

Chapter 30 Montgomery GI Bill – Active Duty (MGIB-AD)
Chapter 31 的 Vocational Rehabilitation Program
Chapter 33 的 Post-9/11 GI Bill
Chapter 35 Survivors and Dependents Educational Assistance Program (DEA)
Chapter 1606 Montgomery GI Bill – Selected Reserve (MGIB-SR)
Chapter 1607 Reserve Educational Assistance Program (REAP)

要获得VA教育福利，请申请网上网赌平台并收到录取信. After you apply for financial aid, 支付学生押金, 注册课程, you can apply for 好处 through the Department of Veterans Affairs. 您将收到退伍军人福利证明，并需要在必要时向VA更新您的个人网上网赌平台或注册状态的变化.

黄丝带计划

Thomas College is proud to participate in the 黄丝带计划. 的 Yellow Ribbon GI Education Enhancement Program (黄丝带计划) is a provision of the Post-9/11 Veterans Educational Assistance Act of 2008. 的黄丝带计划 allows veterans to select a school based on the base fit, 不仅对州立大学，而且对私立大学也给予财政支持. Thomas College annual contributions are subject to change. 有关黄丝带缴费限额的更多网上网赌平台，请与注册办公室联系.

请访问官方网站 退伍军人管理局网站 for a detailed explanation of 好处.

VA区域办事处
邮箱4616
布法罗，纽约州14240-4616

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). 有关退伍军人事务部提供的教育福利的更多网上网赌平台，请访问美国官方网站.S. 政府网站 http://www.好处.va.gov / gibill.

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电话号码

招生(本科): 207-859-1101
招生(研究生): 207-859-1255
传真号码: 207-859-1114
金融援助: 207-859-1112
登记员: 207-859-1405
安全 & 保安(24小时): 207-859-1399